Medical Malpractice Insurance
Protection That Goes Beyond the Policy
The Emerald Coast Medical Association (ECMA) is proud to offer our members access to the Emerald Coast Liability Insurance Program—an exclusive group purchasing program created for physicians, by physicians. This program provides access to malpractice coverage through MedPro Group, the nation’s leading carrier in healthcare liability protection, in partnership with Risk Strategies Company.
With Florida facing increased litigation risks, growing jury verdicts, and shifting legal dynamics, there’s never been a more important time to secure strong, stable, and strategic coverage.
Learn More About ECMA Medical Malpractice Program
Why Choose the ECMA Med Mal Program?
This program offers industry-leading malpractice protection—priced competitively for ECMA members—with unmatched support and flexibility.
Pure Consent to Settle
- Suggests legal protection and the physician’s right to choose
Unrivaled Claims Defense
- Symbolizes legal strength, confidence, and successful outcomes
- Represents customizable choices between Claims-made and Occurrence
- Suggests financial stability and long-term support (referencing Berkshire Hathaway strength)
- Conveys digital tools and expert resources available to insureds
- Represents affordability paired with care and quality
- On-demand CME/CNE courses on emerging and high-risk topics
- Live and customized training—in-person or virtual
- Onsite risk assessments to strengthen clinical and operational safeguards
- Phone and email consulting for DOH complaints, adverse events, policy reviews, and more
- Data-driven insights to help identify high-risk patterns in your specialty
- A significant increase in jury verdicts over $10 million
- Social inflation driving up damages and legal costs
- A rise in the number of claims and average payouts
- Ongoing legislative and judicial uncertainty
Flexible Policy Options
Backed by Strength
Exclusive Risk Management Tools
Competitive Pricing
Risk Management Tools for ECMA-Insured Physicians
As part of the ECMA Med Mal Program, physicians gain access to a full suite of no-cost risk management services provided by MedPro Group.
These include:
Explore Tools & Resources:
“Our partnership with MedPro ensures you receive risk management support tailored to your practice—because protecting you and your patients is our top priority.”
Why It Matters: Florida’s Liability Landscape
Florida continues to be one of the most challenging states in the country for medical liability. Recent trends show:
MedPro and ECMA provide a shield against these forces—pairing top-tier coverage with real-time, expert support.
See the Severity & Claims Trends in Florida
Contact Us to Learn More
Interested in a quote or ready to join the program? Start with a quick request for information.
About the Program
Since 1948, ECMA has advocated for local physicians. In partnership with MedPro Group and Risk Strategies, we continue to deliver the tools and protections our members need to thrive in today’s healthcare landscape.
RESOURCES
Member Benefits
The Emerald Coast Medical Association strives to provide superior member benefits. By joining, you will gain access to cutting edge continuing medical education, top medical malpractice & cyber liability insurance plans, and a comprehensive group health plan. Our board also continually advocates at the local, State, and Federal level all with a goal to support our physician members with a desire to excel.
