Workers’ Compensation Plan

Florida’s Workers’ Compensation insurance premiums have increased – are you in a position to still get money back on your premium?

On September 27, 2016, The Florida Office of Insurance Regulation (OIR) approved an overall statewide workers’ compensation insurance rate increase of 14.5% which took effect December 1, 2016. The rate increase is in response to two recent Supreme Court rulings undoing reforms passed in 2003 and rocking the state’s workers’ compensation system.

We have an exclusive solution to this new ruling for ECMA members – The Emerald Coast Medical Association Workers’ Compensation Insurance Program, offered through Danna-Gracey and AmTrust, which offers maximum possible dividends of 30% – you could end up saving 15.5% on your WC coverage even with the rates increasing!

The workers’ compensation rates are set by the State of Florida – you are going to pay the same no matter where you choose to obtain coverage. However, through the ECMA/AmTrust program, you could be entitled to annual dividends on your premiums!

Amtrust is a trusted and dedicated partner in our exclusive workers’ compensation dividend program. Fortune magazine has recently named Amtrust as one of America’s Fortune 500, landing at number 475, as the third largest workers compensation carrier in the United States. Amtrust has $7.9 billion in gross written premium and $22 billion in total assets. The company revenue was over $5 billion in 2016. This is an increase of 18% from 2015. Amtrust has maintained it’s A “excellent” A.M. Best rating and recently received a cash infusion of $300 million in private placement shares from the family of CEO Barry Zyskind. The future looks bright!

It’s time to contact Julie Danna of Danna-Gracey at 850.995.9118



Member Benefits

The Emerald Coast Medical Association strives to provide superior member benefits. By joining, you will gain access to cutting edge continuing medical education, top medical malpractice & cyber liability insurance plans, and a comprehensive group health plan. Our board also continually advocates at the local, State, and Federal level all with a goal to support our physician members with a desire to excel.



Members are invited to the New Member recognition meeting annually, multiple hot topics meetings to better inform our members and networking social events.

Member Resources

Member Resources

We serve as a community resource for connecting patients and physicians. We are a conduit of information for physicians in a rapidly changing medical environment.